Ajman real estate transactions hit $3.8bn in H1 2025
Ajman’s property market recorded a substantial upswing in the first half of 2025, witnessing real estate transactions worth AED 12.4 billion. This represents a remarkable 37% increase compared to the same period in 2024. The Department of Land and Real Estate Regulation highlights this performance as a clear indicator of the emirate’s rapidly growing appeal among UAE investors.
Strong Investment Confidence Driving Sector Growth
Sheikh Abdulaziz bin Humaid Al Nuaimi, Chairman of Ajman’s land department, emphasised that real estate is central to the emirate’s economic expansion. He noted that rising transaction values reflect both strong demand and a healthy investor sentiment in Ajman’s real estate sector. Industry analysts agree that Ajman’s advantage lies in offering comparatively affordable prices without sacrificing returns, a trait that draws both local and international investors.
June 2025: A Standout Month
June stood out as an exceptional month, with 1,607 property transactions totalling AED 2.32 billion, a 47% year-on-year increase from June 2024. Of these, 1,318 were sales transactions valued at AED 1.53 billion, while 215 were mortgage-backed purchases valued at more than AED 376 million.
Key localities in June’s boom included:
- Al Helio 1, with the highest sales worth AED 46 million,
- Al Nuaimia 1, where the largest mortgage registered was AED 28 million.
Neighbourhoods like Al Helio 2, Manama 14, and Al Zahya led in deal volume. Among major developments, Emirates City Ajman, Ajman One, and City Towers were most active.
Quarterly Momentum: Q1 Lay the Foundation
The first quarter of 2025 laid a solid groundwork, with over AED 5.5 billion in transactions, a 29% increase year-on-year. About 3,887 total deals were closed in Q1, including 3,132 sales and 498 mortgage-supported purchases, worth AED 905 million. This set the scene for the even stronger Q2 performance.
What’s Fueling This Surge?
1. Competitive Pricing and Better Yields
Compared to its larger neighbours, Ajman continues to offer investments at a lower entry price. This is especially attractive for first-time buyers, rental investors, and those seeking positive yield-to-cost ratios.
2. Infrastructure and Community Growth
Residential and commercial communities in Ajman, such as Al Zorah, are drawing interest with their modern amenities, leisure facilities, and strong transport links to Dubai and Sharjah. Amenities like golf, waterfront promenades, and mangrove reserves mean this isn’t simply a budget option, but a quality-living proposition.
3. Regulatory Framework and Transparency
Ajman Real Estate Regulatory Agency (ARRA) ensures reliable escrow systems, developer licensing, and consumer protection. Such measures give investors confidence and reduce the risks of stalled or opaque real estate projects.
4. Mortgage Access and Financing Activity
June’s mortgage figures 215 deals worth over AED 376 million underline the importance of financing in fuelling market momentum. Easy access to mortgages attracts more buyers and supports larger transactions like the AED 28 million mortgage in Al Nuaimia 1.
Looking Ahead to H2 2025
The strong performance in H1, especially the exponential June surge, suggests that market forces remain positive heading into the second half of 2025. Continued demand among both investors and end-users is expected to maintain or even boost activity.
Continued confidence in regulatory frameworks and macroeconomic stability reinforces positive market sentiment. If financing conditions hold steady, Ajman could see H2 transactions matching or exceeding the current pace.
Ajman’s real estate sector delivered an exceptional AED 12.4 billion in H1 2025 transactions, marking a robust 37% year-on-year growth. June stood out with AED 2.32 billion in deals and a 47% surge, powered by a strong mortgage market and high-value areas such as Al Helio and Al Nuaimia.
Supported by affordability, expanding infrastructure, and clear governance, Ajman is showcasing its transformation into a dynamic real estate hub. For investors, homebuyers, and property developers alike, the emirate now offers a compelling growth story with solid fundamentals.opers alike, the emirate now offers a compelling growth story with solid fundamentals.
