Dubai’s property market is opening new doors for homebuyers as Dubai Holding Real Estate and Abu Dhabi Islamic Bank (ADIB) join forces to offer integrated Sharia-compliant home financing solutions. The partnership aims to make property ownership more accessible across some of Dubai’s best-known residential developments while supporting the growing demand for Islamic financing in the UAE.
The agreement covers projects developed by Dubai Holding Real Estate’s major brands, including Nakheel, Meraas, and Dubai Properties. Buyers looking for both off-plan and ready homes will now have access to financing solutions designed under Islamic banking principles.
Partnership Focuses on Easier Home Ownership
Dubai Holding Real Estate said the collaboration is designed to simplify the buying journey for customers by combining property solutions with tailored Islamic financing options from ADIB.
Under the partnership, eligible buyers can apply for financing for completed homes as well as off-plan properties. The financing structure for off-plan projects will align payments with construction milestones, helping customers manage their financial commitments during the development process.
The companies also confirmed that financing tenures can extend up to 25 years for qualified buyers, subject to approvals and regulatory requirements.
Supporting Demand for Islamic Financing
The UAE’s property sector has seen rising interest in Sharia-compliant financial products in recent years, especially among buyers seeking flexible and transparent financing models. Dubai Holding Real Estate and ADIB said the new initiative reflects this growing demand.
Khalid Al Malik, Chief Executive Officer of Dubai Holding Real Estate, said the partnership will help create smoother pathways to homeownership while strengthening Dubai’s position as a global destination for living and investment.
Mohamed Abdelbary, Group Chief Executive Officer of ADIB, said the bank remains focused on providing innovative Islamic financing solutions that meet the changing needs of customers. He added that the partnership supports the continued growth of the UAE’s real estate sector.
Covering Major Dubai Communities
Dubai Holding Real Estate manages a wide portfolio of residential destinations across the emirate through Nakheel, Meraas, and Dubai Properties. These include waterfront developments, urban communities, and master-planned residential projects that attract both local and international buyers.
The new financing model is expected to improve accessibility for customers interested in purchasing homes within these developments. By integrating banking and property services, the companies aim to create a more seamless customer experience from property selection to financing approval.
Dubai Property Market Continues to Expand
The announcement comes as Dubai’s real estate market continues to record strong activity, particularly in the off-plan segment. Developers and banks across the UAE are increasingly working together to provide flexible payment and financing options to support market growth and attract long-term investment.
Both companies confirmed that all financing remains subject to ADIB’s approval processes, eligibility checks, and final documentation requirements.
